Customized For Self-Employed
Navigating the mortgage process as a self-employed individual can be challenging due to non-traditional income documentation and fluctuating earnings. Our self-employed mortgage service is designed to simplify this journey by offering flexible lending solutions tailored to your unique financial situation. We work with lenders who understand the complexities of self-employment and accept various income proofs beyond standard pay stubs.
Whether you're buying your first home, refinancing, or investing in property, our experts guide you through every step, helping you secure competitive rates and terms. With personalized support, we make homeownership achievable, no matter how unconventional your income may be.
Lenders typically require tax returns, financial statements, and business records instead of traditional pay stubs, offering a comprehensive view of your earnings.
Yes, many lenders understand income variability and assess your average earnings over a few years to determine eligibility.
Rates may vary slightly, but with the right documentation and lender, self-employed borrowers can access competitive mortgage rates.
Pre-approval may take longer due to additional documentation, but with proper preparation, the process can be smooth and efficient.
Absolutely. Refinancing options are available for self-employed homeowners looking to lower rates, access equity, or adjust loan terms.
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:
