Smart Choices Start Here
Buying a home is one of the most important financial decisions you'll make, and the right mortgage can make all the difference. Our mortgage services are designed to simplify the process, offering expert guidance, competitive rates, and tailored solutions that fit your unique needs.
Whether you're a first-time buyer or upgrading to your next home, we help you understand your options and secure financing with confidence. From pre-approval to closing, we're with you every step of the way to ensure a smooth, stress-free experience. Start your journey to homeownership with support you can trust.
For homes under $500,000, a minimum 5% down payment is required. For properties over $500,000, it's 5% on the first $500,000 and 10% on the remainder.
Pre-approval estimates your borrowing power and shows sellers you're a serious buyer, helping you shop confidently and speed up the purchase process.
First-time buyers can qualify for rebates like the Land Transfer Tax Rebate and government programs that support affordable homeownership.
A higher credit score improves your chances of approval and access to better interest rates. Lower scores may require alternative lending options.
Yes, many lenders offer tailored solutions for self-employed buyers, accepting various income documents beyond traditional pay stubs and tax slips.
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:
