Financing When Banks Decline
A private mortgage is an alternative lending solution for individuals who may not qualify for traditional bank financing. Whether due to low credit, self-employment, or unconventional income sources, private lenders offer flexible terms based on your property's equity rather than strict credit criteria.
These loans are ideal for short-term needs, such as bridging gaps, consolidating debt, or purchasing a home quickly. With faster approval times and tailored repayment plans, private mortgages provide a reliable option when conventional lenders fall short. Our service connects borrowers with trusted private lenders to ensure competitive rates, transparency, and support throughout the borrowing process.
Private mortgages offer flexibility and speed for borrowers facing unique financial situations - such as recent credit challenges or unconventional income, where traditional lenders may hesitate. They provide tailored solutions based on property value rather than strict credit requirements, making them ideal for those needing quick access to funds or alternative lending options.
Individuals with low credit scores, self-employed professionals, or those needing fast approval may find private mortgages a suitable financing option.
Private lenders focus more on the property's value and equity rather than credit history, resulting in faster and more flexible approvals.
Private mortgages usually have shorter terms, often ranging from 6 months to a few years, with higher interest rates compared to traditional loans.
Generally, yes. Private mortgages tend to have higher interest rates due to increased risk, but they provide access to financing when traditional lenders decline.
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:
