Time To Renegotiate Rates
Mortgage renewal is an opportunity to reassess your current loan and secure better terms, interest rates, or switch lenders to suit your evolving financial needs. As your mortgage term ends, you're not obligated to stick with the same lender, this is your chance to shop around and potentially save thousands over time.
Whether you're looking to lower monthly payments, pay off your mortgage faster, or access more flexible options, expert guidance can help you make the most of your renewal. Don't just sign the renewal offer, take advantage of this key financial moment to align your mortgage with your future goals.
Mortgage renewal isn't just paperwork, it's a golden opportunity to reassess your financial goals, explore better rates, and adjust your mortgage to reflect where you are today and where you’re headed next.
No. You're free to explore offers from other lenders and switch if it means better rates, terms, or flexibility that suit your needs.
Start planning 3 to 6 months before your term ends. This gives you enough time to compare options, negotiate, and avoid rushed decisions.
Absolutely. Don't just sign the first offer, negotiate your interest rate, payment schedule, and terms to get the most value out of your renewal.
Your renewal is the ideal time to update your mortgage terms based on life changes, whether that's a new job, growing family, or shifting financial goals.
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:
